Club rider

I've said in the past how annoying club riders are in their faux kits and their loud mouthed antics on the starting line. This year I've joined a club and have put on the wannabe pro looking kit hoping that being on a team would provide me with the adequate training I've been missing. It has not. To the team's defense they do have weekday rides in the AM. However, they are in Philly and I am not. Even if I was, my work schedule would not allow it. The only thing I've gotten out of being a club rider so far is endless emails about people's race reports.
So I was thinking of dropping the team thing at the end of this year and spending my money on something useful like a coach. A quick search of local coaches set me straight. $200-$350/month!!! WTF? Who can afford that? The sport is expensive enough just to buy the gear and race entries. I'm not saying these coaches aren't worth that. I just can't imagine paying that kind of money for anything. I thought my cell phone bill was too much money a month...
So maybe I'll just go back to being a independent who gets his training tips from books, magazines, and the net. I love this sport but the cost to be competitive is just too daunting and depressing. At least with running all you needed was a pair of shoes every 6 months.